Any endeavor in life requires time, resources and, of course, initiative. The topic I want to explore here relates to financial resources. We all have some idea if we are rich or poor, cash strapped or living lavishly. However, this is where a lot of people draw the line when it comes to knowing their financial situation. Entire industries exist to confuse us and to scare us to feel that we are not “trained” to handle our own finances or do not have the necessary time.
There is no excuse for …

“Seeing much, suffering much, and studying much are the three pillars of learning.” ~ Benjamin Disraeli
Seventeen years ago, with no electricity and little heat in the middle of a cold winter under candlelight, I started learning the English language. I copied down every word and sentence in hundreds of pages until I could write almost without spelling errors. I used a dictionary to translate thousands of words. I made up sentences using these words so I could understand (or at least imagine) how to use them. I even wrote a …

“There is no friendship, no love, like that of the parent for the child.” ~ Henry Ward Beecher
Most of us do not have the luxury and the privilege of having our parents with us throughout our entire lives. Nevertheless, many of us place lower value on this precious time with our parents than we should. Their sacred presence is not forever! As children we need to do everything possible to spend the time we have with them wisely.
I certainly understand that this may not be so simple. Our parents are often …

I want to share with you a very powerful concept which I only learned recently. This is in relation to building your wealth. What is wealth aside from the dictionary definition? I define it as the storage of current purchasing power for future use. Similar to batteries that store electricity for future use and lose their power over time, wealth loses its power due to inflation and many other factors.
What does this have anything to do with “buy low, buy slow?” As you build your wealth, it is important to …

“A man cannot leave a better legacy to the world than a well-educated family.” ~ Thomas Scott
Though we often feel that we define our families, the opposite is true as well. Our families define us. I frequently come across people who struggle making the transition from a family member (child) to an individual (young adult) and then back to a family member (spouse, parent) and then back to an individual (elderly, widow). These transitions are very critical inflection points in our lives.
In the first case, the family to which we …