While working on the house over the past weekend, I remembered my childhood. I was around 11 years old. My father and I were building a house together. We had already built the foundation and were working on the walls. He was the master building the walls and I was the helper mixing cement and giving him stones and anything else he needed. In those days, we had tools that were made to sell but not to last. The hammer looked very nice but after a few nails, the head …

Understanding the type of change is critical for determining how to execute the change. You can look at everything as a form of change. As I type this post, I’m changing the World Wide Web (albeit in a minor way), I’m possibly impacting the thinking of a reader (or at least I hope I am) and the reader may subsequently take actions that positively impact others. Is your new project going to change the world? Is your product going to put your competition out of business or is it going …

Some of us spend the best (both largest and generally also the most productive) part of our life working. We do so purely to earn a living, to interact with people, and for many diverse and sometimes complex reasons. I will say that as humans we MUST work. Just as a child must play and just as we must eat and drink, every human needs some form of work. Though I realize this is a strong statement, I have come to the conclusion that work is absolutely necessary for healthy …

Real estate as an investment for most people means home ownership. For the great majority it represents their largest asset and largest source of debt. Let me share a couple thoughts that may help you avoid common mistakes.
You will invariably hear rules #1-#3 in real estate as location, location, location… This is not entirely true. Be careful since deception is not uncommon as we have seen in recent past!
Your home is not an investment; it is an expense. Investments have returns, your home only has expenses such as taxes, heating/cooling …

Any endeavor in life requires time, resources and, of course, initiative. The topic I want to explore here relates to financial resources. We all have some idea if we are rich or poor, cash strapped or living lavishly. However, this is where a lot of people draw the line when it comes to knowing their financial situation. Entire industries exist to confuse us and to scare us to feel that we are not “trained” to handle our own finances or do not have the necessary time.
There is no excuse for …