Arrogance is destructive. Pride blinds us so we can no longer differentiate the colors of life. High opinions of one’s own knowledge or importance sometimes are results of success and the assumption that past performance is an indicator of the future. I hope these never apply to me and wanted to make it clear that I certainly did not mean to appear arrogant (based on feedback from people I love) in the post about financial security. In the sea of knowledge, I know less than a drop but what I …

While watching the opening ceremonies of the Olympics in Beijing this evening, one thought would not leave me alone. So much is being communicated without a single word! No speeches, no common language, yet the message came across loud and clear. Along the same lines, I heard on the radio a few weeks ago a filmmaker comment about Charlie Chaplin and the movies of his era where the motion picture was able to express almost every situation and human emotion without a soundtrack. My little daughter is able to express …

“It is said that as far as the range of mental vision is concerned, there are four classes of human beings. First the mentally blind, who see no further than the present; second, the general who plans for a year; third, the genius who plans for a lifetime; fourth, the seer and prophet who plans for generations yet to be.” ~ J.C. Penney
While I was waiting at the hospital for my father’s checkup to complete, I was reading Lines Of A Layman by J.C. Penney where I came across the …

Assorted United States coins
Many families in the US are going through difficult times lately mainly because of the effects of the revaluation of real estate. Every day I hear about people being negatively impacted by the current downturn. I feel that with additional preparation, the struggling families would weather this storm better. I have already said that teaching finance, discipline and especially financial discipline should be a priority for our school system but that’s not going to happen overnight. In the meantime, here are my tips on preparing for a …

Chance – what a great word! Amazing things happen by chance. Sometimes we get caught up in our daily routines and forget that magic word that breaks the monotone movement of time. What may appear to be completely random and governed by chance often reveals itself to be completely predetermined and supernatural years later. Quite a number of events in my life have taught me this lesson. Nothing happens completely by chance. Of course the opposing view could be equally valid (everything always happens completely randomly) but I choose not …