Understanding the type of change is critical for determining how to execute the change. You can look at everything as a form of change. As I type this post, I’m changing the World Wide Web (albeit in a minor way), I’m possibly impacting the thinking of a reader (or at least I hope I am) and the reader may subsequently take actions that positively impact others. Is your new project going to change the world? Is your product going to put your competition out of business or is it going …

I want to start writing some general thoughts about people, an incredibly difficult task given that everyone is different yet we are all basically the same. Let me start by saying that we need many good relationships with others for healthy living; and at the very basic core of every healthy relationship is trust between two people. Without trust, relationships cannot be more than transactional (and even then at least some trust must exist to be willing to transact). If you think this is very basic information, then perhaps you …

Some of us spend the best (both largest and generally also the most productive) part of our life working. We do so purely to earn a living, to interact with people, and for many diverse and sometimes complex reasons. I will say that as humans we MUST work. Just as a child must play and just as we must eat and drink, every human needs some form of work. Though I realize this is a strong statement, I have come to the conclusion that work is absolutely necessary for healthy …

After a brief vacation in Jamaica, I am writing about something that has been on my mind during the past few days. We get carried away in our daily activities and often forget to remind ourselves to be thankful for everything we have — our families, our achievements, our happy moments, our good friends and everything else.
Jamaica is not a rich island. People live in fairly poorly constructed “houses” but seem generally happy and very friendly although I heard stories of gang fights, killings, dysfunctional families, and all kinds of …

Real estate as an investment for most people means home ownership. For the great majority it represents their largest asset and largest source of debt. Let me share a couple thoughts that may help you avoid common mistakes.
You will invariably hear rules #1-#3 in real estate as location, location, location… This is not entirely true. Be careful since deception is not uncommon as we have seen in recent past!
Your home is not an investment; it is an expense. Investments have returns, your home only has expenses such as taxes, heating/cooling …