To continue my comments on relationships, I’m writing some thoughts on how we can find our perfect match. It is a bit long, I’m sorry; but I hope it’s worth your time. I am probably not the best person to answer this question as it was very easy for me to find my perfect match. However, my belief is that there is no magic formula and there are no simple answers. Here are some of my observations in case you find them helpful.
Be worthy of some else’s life and commitment. …

“Every family is like a dark forest. From the outside you can never really see what’s on the inside.” ~ Unknown
A family is created when two individuals join to become one unit. The choice of a spouse is by far the most important choice that we make in our entire life. In fact, this selection is critical because it determines our future (and of course that of our spouse). One of the key learning objectives (if not the most important) of our early years is the ability to choose the …

“Yard by yard, it’s hard. Inch by inch, it’s a cinch.” ~ Unknown
Each morning, with each new day starts our daily struggle. No matter where we live, how wealthy or healthy we are, how hard we work, how strong we are, or how connected we are, we all have our own personal daily struggle. If you have no problems all day, no struggle or worries at all, first I congratulate you on your achievement and second I ask that you take on a cause (there are many worthy causes) and …

Time value of money is taught in every finance class. Rich people understand this very well because their money earns money for them over time. However, despite the title of the post, I want to actually address another topic “money value of time.” Certainly, you’ve heard statements such as “it’s not worth your time to …” Well, how valuable is your time if we use dollars as the unit of measure of value? Should you spend endless hours to save 10% on your new purchase? Should you clean your yard …

“A wise man makes his own decisions, an ignorant one follows the public opinion.” ~ Chinese Proverb
What could be so hard about making decisions? I hope you are one of those rare people who are able to make quick and sound decisions all the time. This ability, I believe, is almost as unique as having a gift for playing a musical instrument or one for creating sculptures.
The rest of us struggle with making decisions for many reasons. We are afraid we might hurt others. We think too much about every …