Every day when I listen to the news on the radio or read papers on the Internet (I avoid TV), I struggle with the thought that others consuming the news may be less skeptical than I am. This worries me a great deal because of the huge influence of media on our lives. The problem has become even more complex today because we are completely flooded with data from every angle (this blog included). I wanted to share some thoughts on news and information in case you can relate, critique, …

Any endeavor in life requires time, resources and, of course, initiative. The topic I want to explore here relates to financial resources. We all have some idea if we are rich or poor, cash strapped or living lavishly. However, this is where a lot of people draw the line when it comes to knowing their financial situation. Entire industries exist to confuse us and to scare us to feel that we are not “trained” to handle our own finances or do not have the necessary time.
There is no excuse for …

Next time you are considering a new purchase – small or large try to see beyond the price tag. What is the TOTAL cost of the item you’re considering to buy? Is it the price listed on the item? Absolutely not!
I believe the total cost of every item is significantly higher than just the price tag when you add the value you place on your time. From small purchases to once-in-a-lifetime large purchases, you commit yourself to at least the following:

The purchase itself – time spent getting to the store, …