After years of focusing on nano-economics (too small to call it micro) of my little family, I went on a pleasant trip down the macro-economics lane today. At the end of it I realized that I must have slept through the undergraduate class on Federal Reserve monetizing the nation’s debt because I was “surprised” to see almost a trillion dollars of Treasury obligations on the asset side of the Fed’s balance sheet…

I bought a house for $150,000 eight years ago and had a loan of $120,000. The value of my house increased to $350,000. I took advantage of the situation and refinanced, being a conservative person, only borrowing $280,000 at a favorable 5.5% rate fixed for 30 years paying $1,600 per month for the mortgage and another $400 per month for real estate taxes and insurance…

U.S. Treasury Secretary Timothy Geithner yesterday unveiled thoughts to improve the US economic situation. The market gave its mark to his appearances but I wanted to share a couple of my thoughts from software development perspective.

No significant software is ever created overnight. The first release takes an enormous amount of effort….

The summer of 1993 marked the first time a dream had come true for me. With about $140 in my pocket, I boarded the plane to come to America, young but serious about my goals and my responsibility to help my family. Even if I couldn’t help, at least I did not want to be a burden, another stomach to feed…

You are probably expecting my magic formula for shifting massive amounts of wealth or winning in the stock market. I’m sorry to disappoint. I have not found the alchemist’s magnum opus. As soon as I discover it, I’ll share immediately. In the meantime, I want to share my thoughts about a different type of wealth…